Disability Insurance
Why Disability Insurance Policy?
Disability insurances help cover you for the costs that occur due to unfortunate illnesses and medical treatments. But in case of sudden disability, it leads to sudden giving up of work and loss of financial income. Partial or even permanent disabilities make it harder to save up money for the future.
This is when you need Disability Insurance Policy.
Disability Insurance Policy offers risk coverage under circumstances of loss of work due to disabilities. It helps provide for the loss of income as well coverage of medical expenses, in case you met with an accident that resulted in the disability. It offers short-term as well long-term coverage along with sick leaves.
Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income.
Generally, disability insurance replaces between 65% of your regular income, up to a maximum amount, for a specified time if you:
- Temporarily can't work
- Are permanently disabled due to an injury or illness
Permanent refers to the nature of the disability. It does not mean that you’ll get benefits for the rest of your life.
Many employers offer disability insurance. However, you can get your own disability insurance plan through a life and health insurance agent.
If you’re self-employed, you can also get disability insurance that will cover many of your business expenses if you’re unable to work.
Features and Benefits
- Includes Short-term or Long-term benefits
- Offer to cover the lost income
- Covers medical expenses
- Source of income
- Includes Short-term or Long-term benefits
- Offer to cover the lost income
- Covers medical expenses
- Source of income
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Get Quality Insurance at the Best Rates only at The Sujata Care!
No matter where, when and how, We offer the best Insurance solutions and advice for you!
No matter where, when and how, We offer the best Insurance solutions and advice for you!